Health Insurance

Are you in the process of looking for a new health insurance plan? Let us help!

You can find the best rates in your area with the help of RateSearch!

Basics to Health Insurance

Health insurance covers the medical and surgical expenses for those that have it. The Affordable Care Act has stopped insurance companies from denying coverage to patients with pre-existing conditions as well as allowing children to stay on their parents’ plan until the age of 26.

Common things to look for when choosing a health insurance:

HMOs and POS plans require you to have a primary care physician who provides referrals to specialists
PPOs do not require referrals to see a specialist and can have lower rates.
It’s important to weight the benefits between a lower monthly cost for a worse plan and a potential risk of not having enough coverage, therefore having to pay out of pocket
A popular new healthcare brand called HDHP has higher deductibles but a lower premium.

Did You Know?

Medicaid as well as the Children’s Health Insurance Plan are the only public health plans
Choosing a health insurance plan can be tricky so be sure to do your research and get help from a professional if needed.

How RateSearch Can Help

Finding the best rates for everything Home, Auto, Life, Loans/Credit, and Life has never been easier with RateSearch. We help match you with the best products, rates and companies offering everything from insurance, legal help, home services, credit services, and loans just to name a few.

RateSearch is also full of valuable tools and resources like helpful calculators and articles to help you make smart decisions with your next purchase.

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